What it aims to protect
Mortgage protection uses life insurance to help manage housing obligations if the insured person passes away. The benefit, beneficiaries and payment terms depend on the specific policy.
One mortgage, several decisions
We review your balance, term, income and existing life coverage. We also discuss other family needs so the policy isn’t sized around only one expense.
What should be clear
Who receives the benefit, how it changes, which exclusions apply and how long coverage lasts. Not all policies pay the lender directly.
Compare before deciding
Coverage should fit your budget and your family’s other resources. You receive alternatives with their limits explained.
Benefits, costs, exclusions and eligibility depend on the product and issued policy. Availability must be confirmed for your state and applicable authorizations.