Strictly Insurance Agency LLC
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Annuities and retirement

A conversation about future income, time horizon and terms you can explain.

Let’s talk about your future
A peaceful green natural landscape
The future deserves a plan, too.

What is an annuity?

An annuity is a contract with an insurance company. Its operation, accumulation and future payments depend on the contract type and terms.

Your time horizon guides the conversation

We review when you would need income, existing resources and how much access to your money you need. A product should fit your situation and risk tolerance.

Fees and restrictions

We review charges, surrender periods, withdrawal options and additional benefit costs. Access to your money is a central part of the comparison.

Variable contracts

These may involve investment risk. Any guarantees depend on their terms and the insurer’s claims-paying ability. Availability requires the appropriate authorizations.

Benefits, costs, exclusions and eligibility depend on the product and issued policy. Availability must be confirmed for your state and applicable authorizations.

Questions worth
asking.

Do all annuities work the same way?

No. Contract types, accumulation structures, fees and payment options differ. Comparisons must start with the specific contract.

Can I withdraw my money whenever I want?

Restrictions, surrender charges and tax consequences may apply. We review the terms before you purchase.

Is an annuity suitable for everyone?

No. Suitability depends on income needs, liquidity, time horizon and risk. It should be compared against your existing plan and resources.